We are your local independent insurance agency since 1923.

As members of our community, we strive to bring everyone in it the insurance protection they deserve. We strive to provide protection for your family, home, business, and more so you can feel confident that what matters to you most is secure.

It’s all about developing relationships here at KSP Insurance Agency. That’s been the bedrock of the business since the early 1980s when Fred Karn purchased several agencies and combined them into a single agency located on Ford Avenue in Wyandotte, MI. In 2012, Fred made the decision to retire and sold the agency to his son, Eric, and a longtime employee, Cheryl Savage, who has been with KSP since 1983.

KSP is a full-service, independent agency offering all forms of coverage—everything from auto, home, business, and life insurance. The agency’s roots actually go all the way back to 1923. The agency has always made it its mission to do more than just sell insurance policies by always supporting the greater Downriver community in many aspects like joining civic organizations and supporting local athletic teams and other programs in the area. From the very beginning, it has been our goal to give back to the community, not only financially but also to give of our time. Many, if not most, of the programs we support aid children in some way.